P2P Lending in India: The Complete Investor's Guide (2026)
An exhaustive, research-backed guide to Peer-to-Peer lending platforms in India covering RBI regulations, NPA rates, platform reviews, tax implications, and risk analysis.
What Is P2P Lending & How Does It Work in India?
A comprehensive guide explaining the mechanics of Peer-to-Peer lending in India, how money flows through escrow accounts, and how lenders earn returns.
NBFC-P2P Regulations & the August 2024 RBI Crackdown
A comprehensive guide to the RBI's regulatory framework for P2P lending in India, including the transformative August 2024 rule changes that banned guaranteed returns.
P2P Platform Reviews: LenDenClub, Lendbox, Faircent, LiquiLoans — A Head-to-Head Comparison
An in-depth review of India's major RBI-registered P2P lending platforms with real NPA data, fee structures, and investor experience analysis.
P2P Lending Risk Analysis: NPA, Defaults, and Capital Erosion
Understanding default rates, NPA calculations, recovery mechanisms, and worst-case scenarios in Indian P2P lending with real data.
How P2P Lending Income Is Taxed in India
A complete guide to the tax implications of P2P lending interest income in India, covering Section 194A, Income from Other Sources, advance tax, and ITR filing.
P2P Lending vs Fixed Deposits vs Mutual Funds: The Ultimate Comparison
A research-backed comparison of P2P lending, bank FDs, and mutual funds in India covering returns, risk, liquidity, regulation, and portfolio allocation.
How to Invest in P2P Lending Safely (If You Choose To)
A strategy guide for P2P lending in India covering diversification rules, portfolio allocation, red flags to watch for, and exit strategies.