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  • The 20% dream: which concentrated bets can actually do it, and what they cost you
  • The honest ₹10 lakh portfolio: what actually returns 15%+ in India (and why 20% guaranteed is a lie)
  • Why I invest in India and never churn: the tax-drag nobody prices in
  • Buying the world cheap: low-P/E value investing from India via INDmoney
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5 posts

  • Finance Finance

    Why I invest in India and never churn: the tax-drag nobody prices in

    Why India is the durable 10-year growth story, why low-churn buy-and-hold quietly earns 1-3% extra CAGR, and how a low income makes most of it near-tax-free.

    03 Aug 2026 13 min
    Finance
  • Finance Finance

    Buying the world cheap: low-P/E value investing from India via INDmoney

    A blunt look at global value ETFs (GVAL, EFV, AVDV), which countries are actually cheap, the value-trap warning, and how India's 24-month foreign-asset rule makes low-churn value investing tax-efficient.

    03 Aug 2026 13 min
    Finance
  • Culture life

    GST Calculation Guide for Freelancers in India

    Complete GST guide for Indian freelancers. Learn registration threshold, calculation, filing, input credit, and compliance requirements for freelance busines...

    19 May 2026 14
    life
  • Finance tax

    HRA Exemption Calculator and Complete Claiming Guide

    Complete guide to HRA exemption in India. Learn how to calculate HRA, claim tax benefits, submit rent receipts, and optimize your tax savings as a salaried e...

    19 May 2026 13
    tax
  • Finance tax

    NPS Tax Benefits: Section 80CCD(1B) Complete Guide

    Complete guide to NPS tax benefits under Section 80CCD(1B). Learn how to claim additional Rs 50,000 deduction, employer contributions, and maximize retiremen...

    19 May 2026 13
    tax
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Long-form writing on engineering, finance, and books by Chirag Singhal.

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