P2P Lending in India: The Complete Investor's Guide (2026)
An exhaustive, research-backed guide to Peer-to-Peer lending platforms in India covering RBI regulations, NPA rates, platform reviews, tax implications, and risk analysis.
Finance & Investment
Finance & Investment Finance & Investment What Is P2P Lending & How Does It Work in India?
A comprehensive guide explaining the mechanics of Peer-to-Peer lending in India, how money flows through escrow accounts, and how lenders earn returns.
Finance & Investment NBFC-P2P Regulations & the August 2024 RBI Crackdown
A comprehensive guide to the RBI's regulatory framework for P2P lending in India, including the transformative August 2024 rule changes that banned guaranteed returns.
Finance & Investment P2P Platform Reviews: LenDenClub, Lendbox, Faircent, LiquiLoans — A Head-to-Head Comparison
An in-depth review of India's major RBI-registered P2P lending platforms with real NPA data, fee structures, and investor experience analysis.
Finance & Investment P2P Lending Risk Analysis: NPA, Defaults, and Capital Erosion
Understanding default rates, NPA calculations, recovery mechanisms, and worst-case scenarios in Indian P2P lending with real data.
Finance & Investment How P2P Lending Income Is Taxed in India
A complete guide to the tax implications of P2P lending interest income in India, covering Section 194A, Income from Other Sources, advance tax, and ITR filing.
Finance & Investment P2P Lending vs Fixed Deposits vs Mutual Funds: The Ultimate Comparison
A research-backed comparison of P2P lending, bank FDs, and mutual funds in India covering returns, risk, liquidity, regulation, and portfolio allocation.
Finance & Investment How to Invest in P2P Lending Safely (If You Choose To)
A strategy guide for P2P lending in India covering diversification rules, portfolio allocation, red flags to watch for, and exit strategies.